CHECK YOUR CREDIT REPORT PERIODICALLY

Wouldn’t you like to see what your credit report says about you? You can. In fact, it’s a good idea to check yours about once year to make sure it’s the best reflection of you.

You can call the toll-free numbers below to get a copy of your credit report from the major credit bureaus (some fees may apply):

· Equifax Consumer Information
Service Center
P.O. Box 740241
Atlanta, GA 30374
1-800-685-1111
http://www.equifax.com

· Experian
National Consumer
Assistance Center
P.O. Box 949
Allen, TX 75013-0949
1-800-682-7654
http://www.experian.com

· Trans Union Corporation
National Disclosure Center
P.O. Box 390
Springfield, PA 19064-0390
1-800-888-4213
http://www.transunion.com

 

FOR ADDITIONAL CREDIT INFORMATION

· Consumer Credit Counseling Service

(for the location nearest you, call):
1 800 547-5005
http://www.debthelpnow.com

· National Foundation for Consumer Credit

1 800 388-2227
http://www.nfcc.org

 

Your rights as a credit user have been established through the Equal Credit Opportunity Act and Fair Credit Billing Act. For more detailed information on your credit rights, contact the Federal Trade Commission at (202) 326-2222 (www.ftc.gov) or the National Consumers League at (202) 835-3323.

 

NOW IT’S UP TO YOU

· Take control of your credit by using it responsibly.

· Build a good credit history by paying balances on time.

· Remember that checking overdraft protection and utilities are
important forms of credit.

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