APR

A measure of the cost of credit, expressed as a yearly rate. It includes interest and other finance charges.

Available Credit

Your total credit line minus your current balance and any charges the credit card company has authorized, is the amount of credit available to you.

Grace Period

The date by which any credit extended for purchases must be repaid without incurring a finance charge.

Past-Due Amount

Any unpaid minimum payment from prior statements.

The date by which your payments must reach the lender to avoid being late and assessed late charges.

Post Date

The date a transaction was posted to your account.

A form of credit that allows you to continually borrow against your account, and as you make a payment toward your account, that money becomes available for you to use again.

The actual date when your purchase is made or cash advance is taken.